Earth Gold – points earning power plus peace of mind

Earth Gold provides you with points-earning power, plus a range of complimentary insurance covers7 that help protect you and your purchases when you travel.
Earth Gold
  • 10,000 extra Qantas Frequent Flyer points when you use your new Earth Gold cards for 3 or more purchases5 by 31 Mar 092
  • Earn 2 Qantas Frequent Flyer points per $1 spent on purchases5 using your Earth Gold American Express® card until 31 Mar 09 (from 1 Apr 09 earn 1 Qantas Frequent Flyer point per $1 spent) to accelerate your points earning power1
  • Earn 0.5 Qantas Frequent Flyer points per $1 spent on purchases5 using your Earth Gold MasterCard®
  • For a limited time, free Qantas Frequent Flyer membership (if you’re not already a member)1

Awarded a 5 star rating

With all these great benefits, it’s no wonder the Earth Gold American Express Card has been awarded a Cannex 5 star rating. This award is based on a comprehensive review of 106 rewards programs and over 184 credit cards across Australia. 5 star ratings are only awarded to products that offer superior value to their customers.

An extra 10,000 points in easy reach

Apply by 10 Jan 09, use your Earth Gold cards to make three or more purchases by 31 March 2009, and you’ll receive an extra 10,000 Qantas Frequent Flyer points2.

Earning Qantas Frequent Flyer points on Earth Gold

  • Your Earth Gold American Express Card earns 2 Qantas Frequent Flyer points per $1 spent on purchases until 31 Mar 09 (from 1 Apr 09 earn 1 Qantas Frequent Flyer point) to accelerate your points earning power1
  • Your Earth Gold MasterCard® earns 0.5 Qantas Frequent Flyer points per $1 spent on purchases and is accepted at over 27 million locations worldwide1

Plus: earn an extra Qantas Frequent Flyer point per $1 spent on purchases on selected Qantas products and services1, 6.

Two cards linked to one account

Thanks to the dual earning power of two great cards linked to one account, your Qantas Frequent Flyer points could add up quickly. And unlike some other credit cards, there’s no limit to the number of points you can earn.

  • One monthly statement – so keeping track of your spending is easy
  • One credit limit – making managing your finances simple

More amazing things on Earth Gold

  • Annual Card Fee $125
  • Variable interest rate of 17.99%pa on purchases
  • Variable interest rate of 19.24%pa on cash advances
  • 0.99%pa for 6 months on balance transfers requested at the time you apply4
  • 5.99%pa fixed interest on selected Qantas products and services1, 6
  • Up to 45 days interest free on purchases (as long as you pay off your full balance (including any promotional amount) every month in full)9
  • Up to 3 months complimentary Overseas Travel Insurance cover for you, your spouse and certain dependent children where you have purchased the return overseas travel tickets using your Earth Gold card in accordance with the policy prior to leaving Australia7
  • Complimentary Purchase Security Insurance cover – covers against loss, theft or accidental damage for 3 months on selected new personal goods purchased on your Earth Gold card in accordance with the policy7
  • Complimentary Extended Warranty Insurance cover – receive up to 12 months warranty on top of the Australian manufacturer’s warranty when you purchase selected new personal goods using your Earth Gold card in accordance with the policy7

Your Earth Gold cards also give you access to these outstanding member programs.

American Express Selects™
Wherever you’re travelling in the world you can save with exclusive and exciting offers from American Express Selects. Wherever you find yourself, from New York to London to Sydney, you’ll enjoy exceptional value and privileges from a range of program partners in travel leisure, dining and shopping. For all the latest offers available in Australia and around the world visit amexnetwork.com.au

MasterCard® applause™
An exclusive service available to all MasterCard cardholders providing access to some of the biggest events and names in entertainment and sport. Enjoy pre-sale periods, exclusive admission to concerts and live events, special offers and priority seating on a number of tickets. Register for free at: mastercardapplause.com.au

MasterCard Moments
As an Earth Gold cardholder, it’s all about living life to the fullest. You will also have access to MasterCard® Moments that provides you with unique travel and entertainment opportunities, exclusive offers and even 'little moments' that make a world of difference. For full details visit mastercardmoments.com.au

The Earth Cards

Earth Gold

Earth Gold

Earth Platinum

Earth Platinum

Compare the Earth card range

Earth cards

Check out the points earning power and other benefits of Earth, Earth Gold and Earth Platinum.


Compare the cards